/* San Ramon Life Insurance: an airbrushed sunset sleeve over the farm-day hills. World: pop-culture-shelf-city-pop-airbrush.
   One horizon holds every page: peach-to-powder azure above, pastel aqua field below, a red hay barn and a fence of posts as punctuation. */
@font-face{font-family:"Yellowtail";src:url(/assets/font-spw43tgq-yellowtail-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Public Sans";src:url(/assets/font-spw43tgq-public-sans-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Public Sans";src:url(/assets/font-spw43tgq-public-sans-600.woff2) format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"Public Sans";src:url(/assets/font-spw43tgq-public-sans-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}

:root{
  --ink:#1F2350;--ink-2:#3D4378;--rim:#5A6194;--dusk:#272A5C;--dusk-2:#3C3470;
  --sea:#D9F1EE;--sea-2:#C3E9E5;--glass:rgba(255,255,255,.72);--glass-2:rgba(255,255,255,.88);
  --peach:#FFD9BA;--rose:#F6A9B8;--powder:#A8CDEE;--gold:#F3C16F;
  --coral:#B8305C;--coral-2:#9E2650;--alert:#9C1F2E;
  --chrome:linear-gradient(180deg,#232865 0%,#4A59A6 40%,#B9CBF2 50%,#2F347C 54%,#1B1F55 100%);
  --rimgrad:linear-gradient(135deg,#FFFFFF,#A8CDEE 35%,#F6A9B8 70%,#FFFFFF);
  --head:"Public Sans",Verdana,sans-serif;--body:"Public Sans",Verdana,sans-serif;--script:"Yellowtail","Brush Script MT",cursive;
  --measure:68ch;--maxw:1180px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--sea);color:var(--ink);font:400 1.0625rem/1.65 var(--body)}
::selection{background:var(--rose);color:var(--ink)}
img{max-width:100%;height:auto;display:block}
a{color:#86203F;text-underline-offset:.2em;text-decoration-thickness:1.5px}
a:hover{color:var(--ink);text-decoration-thickness:2.5px}
:focus-visible{outline:3px solid var(--dusk);outline-offset:3px;box-shadow:0 0 0 6px #fff}
h1,h2,h3{font-family:var(--head);font-weight:700;line-height:1.1;margin:0 0 .5em;letter-spacing:-.015em;text-wrap:balance;color:var(--ink)}
h1{font-size:clamp(2.35rem,5.4vw,4.3rem);letter-spacing:-.025em;line-height:1.04}
h2{font-size:clamp(1.8rem,3.7vw,2.9rem)}
h3{font-size:1.3rem}
p{margin:0 0 1em;max-width:var(--measure)}
.s5mah-wrap{width:min(100% - 2rem,var(--maxw));margin-inline:auto}
.s5mah-skip{position:absolute;left:-999px;top:0;background:var(--dusk);color:#fff;padding:.7rem 1.1rem;border-radius:0 0 16px 0}
.s5mah-skip:hover,.s5mah-skip:focus{color:#fff}.s5mah-skip:focus{left:0;top:0;z-index:99}

/* header: a sleeve band with a chrome rim, script title mark, airbrushed pills */
.s5mah-head{position:sticky;top:0;z-index:20;background:linear-gradient(90deg,#151842 0%,#23275A 60%,#33296A 100%);border-bottom:3px solid transparent;border-image:linear-gradient(90deg,#F3C16F,#F6A9B8 50%,#F3C16F) 1;box-shadow:0 6px 18px rgba(0,0,0,.25)}
.s5mah-nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:68px}
.s5mah-brand,.s5mah-brand:hover{display:inline-flex;align-items:center;gap:.6rem;min-height:44px;text-decoration:none;color:#FFE3CC;font-family:var(--script);font-weight:400;font-size:clamp(1.65rem,3.4vw,2.2rem);line-height:1.2;padding-right:.15em}
.s5mah-brand span{color:#FFE3CC;padding:.05em .1em;text-shadow:2px 2px 0 #B8305C,3px 3px 5px rgba(0,0,0,.5)}
.s5mah-brand img{width:34px;height:34px}
.s5mah-links{display:flex;gap:.3rem;align-items:center}
.s5mah-links a{display:inline-flex;align-items:center;min-height:44px;padding:0 1rem;border-radius:999px;color:#FFF1E4;text-decoration:none;font-weight:600;font-size:1rem;transition:background .3s,box-shadow .3s}
.s5mah-links a:hover{background:rgba(255,255,255,.92);color:var(--ink);box-shadow:0 6px 14px -4px rgba(0,0,0,.5)}
.s5mah-links a.s5mah-cta,.s5mah-cta{background:linear-gradient(180deg,var(--coral),var(--coral-2));color:#fff!important;padding:0 1.3rem;box-shadow:inset 0 0 0 2px rgba(255,255,255,.7)}
.s5mah-links a.s5mah-cta:hover{background:linear-gradient(180deg,#C93A69,var(--coral-2));color:#fff!important;box-shadow:inset 0 0 0 2px #fff,0 8px 20px 4px rgba(255,255,255,.95)}
.s5mah-menu{display:none;align-items:center;justify-content:center;min-width:44px;min-height:44px;background:rgba(255,255,255,.92);border:2px solid #FFD9BA;border-radius:999px;color:var(--ink)}
@media (max-width:760px){
  .s5mah-menu{display:inline-flex}
  .s5mah-links{display:none;position:absolute;left:0;right:0;top:100%;background:linear-gradient(180deg,#23275A,#33296A);border-bottom:3px solid #F3C16F;flex-direction:column;align-items:stretch;padding:1rem;gap:.4rem;box-shadow:0 14px 24px rgba(0,0,0,.18)}
  .s5mah-links[data-open]{display:flex}
  .s5mah-links a{justify-content:center;background:rgba(255,255,255,.12)}
  .s5mah-links a:hover{background:rgba(255,255,255,.92)}
}

/* weather strip: the dusk band above the sleeve */
.s5mah-wx{background:linear-gradient(90deg,#272A5C,#3C3470 60%,#4A3A78);color:#FFF1E4}
.s5mah-wx-row{display:flex;flex-wrap:wrap;align-items:center;gap:.8rem 1.6rem;padding:.75rem 0}
.s5mah-wx-photo{display:inline-flex;align-items:center;gap:.6rem;min-height:44px;background:none;border:0;padding:0;color:inherit;font:inherit;cursor:pointer}
.s5mah-wx-photo img{width:52px;height:52px;border-radius:50%;object-fit:cover;border:2px solid #FFD9BA}
.s5mah-wx-photo span{font-size:.9375rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;border:1.5px solid #FFD9BA;border-radius:999px;padding:.3rem .8rem;min-height:36px;display:inline-flex;align-items:center}
.s5mah-wx-photo:hover span,.s5mah-wx-photo[aria-expanded=true] span{background:#FFD9BA;color:var(--dusk);box-shadow:0 8px 16px -2px rgba(255,255,255,.7)}
.s5mah-wx-now{display:flex;align-items:center;gap:.7rem}
.s5mah-wx-now strong{font-family:var(--head);font-size:2rem;line-height:1;font-weight:700;color:#fff}
.s5mah-wx-now span{font-size:1rem}.s5mah-wx-now small{display:block;font-size:.9375rem;opacity:1;color:#E9DDF3}
.s5mah-wx-icon{display:inline-flex;color:#FFD39A}
.s5mah-wx-days{display:flex;flex-wrap:wrap;gap:.5rem;list-style:none;margin:0;padding:0}
.s5mah-wx-days li{display:grid;grid-template-columns:auto auto;grid-template-rows:auto auto;column-gap:.6rem;align-items:center;border:1.5px solid rgba(255,217,186,.55);border-radius:999px;padding:.35rem 1rem;font-size:.9375rem;min-width:128px;background:rgba(255,255,255,.06)}
.s5mah-wx-day{font-weight:700;grid-column:1}.s5mah-wx-glyph{grid-row:1/3;grid-column:2;color:#FFD39A}.s5mah-wx-glyph svg{width:24px;height:24px}
.s5mah-wx-hl{grid-column:1}.s5mah-wx-hl strong{font-size:1rem}.s5mah-wx-hl em{font-style:normal;color:#E9DDF3;margin-left:.3rem}
.s5mah-wx-cond{grid-column:1/3;font-size:.9375rem;color:#E9DDF3;max-width:170px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.s5mah-wx-source{margin-left:auto;font-size:.9375rem;color:#E9DDF3}
.s5mah-wx-panel{padding:0 0 1rem}.s5mah-wx-panel img{border-radius:20px;max-width:600px;width:100%;background:#151842}.s5mah-wx-panel p{font-size:.9375rem;color:#E9DDF3;margin:.5rem 0 0}
@media (max-width:700px){.s5mah-wx-source{margin-left:0;width:100%}.s5mah-wx-now strong{font-size:1.7rem}.s5mah-wx-days li{min-width:0;flex:1 1 140px}}

/* hero: the same horizon after dark. Night indigo overhead, a low sun glowing at the hills, the barn on the ridge */
.s5mah-hero{position:relative;overflow:hidden;isolation:isolate;text-align:center;background:linear-gradient(180deg,#121539 0%,#1E2252 30%,#3F2F78 60%,#4A3A84 100%)}
.s5mah-hero::before{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;
  background:
   linear-gradient(180deg,rgba(176,74,124,0) 0%,rgba(176,74,124,.9) 45%,#F28F6B 78%,#FFC98F 100%) 0 100%/100% 52% no-repeat,
   radial-gradient(circle 1.5px at 8% 12%,#fff 98%,transparent),radial-gradient(circle 1px at 17% 31%,#FFE9C9 98%,transparent),
   radial-gradient(circle 1.5px at 29% 9%,#fff 98%,transparent),radial-gradient(circle 1px at 41% 24%,#fff 98%,transparent),
   radial-gradient(circle 1.5px at 58% 8%,#FFE9C9 98%,transparent),radial-gradient(circle 1px at 66% 28%,#fff 98%,transparent),
   radial-gradient(circle 1.5px at 78% 14%,#fff 98%,transparent),radial-gradient(circle 1px at 91% 9%,#FFE9C9 98%,transparent),
   radial-gradient(circle 1px at 95% 33%,#fff 98%,transparent),radial-gradient(circle 1px at 4% 38%,#fff 98%,transparent),
   radial-gradient(ellipse 40% 5% at 70% 58%,rgba(255,190,200,.35),transparent 70%),
   radial-gradient(ellipse 34% 4% at 24% 52%,rgba(255,170,190,.3),transparent 70%)}
.s5mah-hero::after{content:"";position:absolute;left:24%;bottom:-3%;width:min(24vw,330px);aspect-ratio:1;z-index:-1;border-radius:50%;pointer-events:none;
  background:radial-gradient(circle,#FFF6DD 0 34%,#FFE0A6 34% 52%,#FFC48F 52% 70%,rgba(255,170,140,.55) 70% 100%);box-shadow:0 0 90px 30px rgba(255,170,120,.45)}
.s5mah-hero-in{padding:clamp(2.6rem,5vw,4.4rem) 0 clamp(13rem,26vw,24rem);max-width:var(--maxw)}
.s5mah-hero-in>*{max-width:46rem;margin-left:auto;margin-right:auto}
.s5mah-hero h1{margin:0 auto .6rem;max-width:56rem;color:#fff;font-size:clamp(2.35rem,5vw,4.1rem);text-shadow:0 2px 24px rgba(10,10,40,.5)}
.s5mah-hero .s5mah-eyebrow{margin:0 auto 1.3rem;font-size:1rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#FFD9BA;display:flex;align-items:center;justify-content:center;gap:.9rem}
.s5mah-hero .s5mah-eyebrow::before,.s5mah-hero .s5mah-eyebrow::after{content:"";flex:0 1 4rem;height:2px;background:#FFD9BA;opacity:.7}
.s5mah-eyebrow{margin:.2rem 0 1.4rem;font-size:1rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-2)}
.s5mah-lead{font-size:1.2rem;line-height:1.65;color:var(--ink)}
.s5mah-hero .s5mah-lead{color:#FFF1E4}
.s5mah-acts{display:flex;flex-wrap:wrap;gap:.8rem 1rem;align-items:center;margin:1.6rem 0 1.4rem}
.s5mah-hero .s5mah-acts{justify-content:center}
.s5mah-hero .s5mah-btn--ghost{background:#FFF1E4;color:var(--ink);box-shadow:inset 0 0 0 2px #FFD9BA}
.s5mah-trust{display:flex;flex-wrap:wrap;gap:.2rem 1.4rem;margin:0;padding:0;list-style:none;font-size:1rem;font-weight:600;color:var(--ink)}
.s5mah-hero .s5mah-trust{justify-content:center;color:#fff}
.s5mah-trust li{display:flex;align-items:center;gap:.55rem;min-height:30px}
.s5mah-trust li::before{content:"";width:.7rem;height:.7rem;border-radius:50%;background:radial-gradient(circle at 35% 30%,#fff,#FFD9BA 45%,var(--coral) 100%);flex:none}
.s5mah-horizon{position:absolute;left:0;right:0;bottom:-1px;height:clamp(150px,18vw,260px);z-index:0;pointer-events:none}
.s5mah-horizon svg{display:block;width:100%;height:100%}
@media (max-width:760px){.s5mah-hero::after{left:50%;transform:translateX(-50%);width:56vw;bottom:-6%}}

/* the sea: one pastel aqua field, photos float on it as pills with their own light */
.s5mah-sea{background:linear-gradient(180deg,var(--sea-2),var(--sea) 70%);padding:clamp(1.2rem,3vw,2.2rem) 0 clamp(2.2rem,5vw,4rem);position:relative}
.s5mah-mosaic{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.4rem;order:0}
.s5mah-mosaic a{position:relative;display:block;color:var(--ink);text-decoration:none;background:none;aspect-ratio:auto;border-radius:0;overflow:visible}
.s5mah-mosaic img{width:100%;height:auto;aspect-ratio:16/11;object-fit:cover;border-radius:999px 999px 28px 28px;border:4px solid #fff;box-shadow:0 0 0 2px var(--rim),0 16px 30px -10px rgba(0,0,0,.45);transition:box-shadow .4s,transform .4s}
.s5mah-mosaic a:first-child{grid-column:auto;aspect-ratio:auto}
.s5mah-mosaic a:hover img{transform:translateY(-4px);box-shadow:0 0 0 2px var(--rim),0 8px 28px 6px rgba(255,255,255,.95),0 20px 30px -10px rgba(0,0,0,.45)}
.s5mah-mosaic span{position:static;display:block;padding:.75rem .4rem 0;background:none;color:var(--ink);font-weight:700;font-size:1.0625rem;text-align:center;line-height:1.35}
.s5mah-mosaic a:hover span{text-decoration:underline;text-underline-offset:.2em;text-decoration-thickness:2px}
@media (max-width:760px){.s5mah-mosaic{grid-template-columns:1fr 1fr;gap:1rem}.s5mah-mosaic a:first-child{grid-column:1/-1}.s5mah-mosaic a:first-child img{aspect-ratio:16/9}}

/* stations along the shore */
.s5mah-stop{padding:0 0 clamp(2.6rem,6vw,4.6rem);position:relative}
.s5mah-last{padding-bottom:clamp(4.5rem,9vw,7rem)}
.s5mah-stn{display:flex;align-items:flex-end;gap:1rem;height:54px;margin:0 0 clamp(1.2rem,3vw,2rem)}
.s5mah-stn::before,.s5mah-stn::after{content:"";flex:1;height:2px;margin-bottom:6px;background:linear-gradient(90deg,transparent,rgba(31,35,80,.5))}
.s5mah-stn::after{background:linear-gradient(270deg,transparent,rgba(31,35,80,.5))}
.s5mah-stn svg{width:56px;height:auto;max-height:46px;flex:none;display:block}
.s5mah-stop h2,.s5mah-dusk h2{margin-bottom:.3rem}
.s5mah-stop>.s5mah-wrap>.s5mah-eyebrow{margin:0 0 1.6rem;color:var(--ink-2)}

/* generic sections (inner pages) */
.s5mah-section{padding:clamp(2.4rem,5vw,4rem) 0}
.s5mah-section--soft{background:linear-gradient(180deg,#B9D3EF 0,#F4BBC4 220px,#FFDCBE 400px,var(--sea) 660px)}
.s5mah-section--deep{background:linear-gradient(160deg,var(--dusk),var(--dusk-2));color:#FFF1E4}
.s5mah-section--deep h2,.s5mah-section--deep h3{color:#fff}.s5mah-section--deep a{color:#FFD9A8}
.s5mah-cols{display:grid;gap:1.4rem;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.s5mah-card{background:var(--glass);border:2px solid transparent;background:linear-gradient(var(--glass-2),var(--glass-2)) padding-box,var(--rimgrad) border-box;border-radius:28px;padding:1.4rem 1.5rem}

/* steps: three suns on one horizon line */
.s5mah-steps{position:relative;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.6rem clamp(1.4rem,4vw,3rem);margin-top:clamp(1.6rem,3vw,2.4rem)}
.s5mah-steps::before{content:"";position:absolute;left:1.8rem;right:1.8rem;top:1.8rem;height:2px;background:linear-gradient(90deg,var(--ink),rgba(31,35,80,.3));opacity:.6}
.s5mah-steps>.s5mah-card{position:relative;background:none;border:0;border-radius:0;padding:0}
.s5mah-steps h3{margin-top:.2rem}
.s5mah-num{position:relative;display:grid;place-items:center;width:3.6rem;height:3.6rem;border-radius:50%;margin-bottom:1rem;font-weight:700;font-size:1.4rem;color:var(--ink);background:radial-gradient(circle at 35% 28%,#fff 0,#FFE4C8 30%,#F7A9B6 100%);box-shadow:0 0 0 3px #fff,0 0 0 5px var(--rim),0 8px 24px -2px rgba(255,255,255,.9)}
@media (max-width:860px){.s5mah-steps{grid-template-columns:1fr}.s5mah-steps::before{display:none}.s5mah-steps>.s5mah-card{display:grid;grid-template-columns:3.6rem minmax(0,1fr);gap:0 1.2rem}.s5mah-steps>.s5mah-card .s5mah-num{grid-row:1/4}.s5mah-steps>.s5mah-card>*:not(.s5mah-num){grid-column:2}}

/* buttons: smooth airbrushed pills, hover throws a soft flare */
.s5mah-btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:52px;border:0;border-radius:999px;padding:0 1.8rem;font:700 1.0625rem/1.2 var(--body);cursor:pointer;text-decoration:none;transition:box-shadow .3s,transform .3s,background .3s}
.s5mah-btn--primary{background:linear-gradient(180deg,var(--coral),var(--coral-2));color:#fff;box-shadow:inset 0 0 0 2px rgba(255,255,255,.75),0 8px 18px -6px rgba(0,0,0,.3)}
.s5mah-btn--primary:hover{color:#fff;background:linear-gradient(180deg,#C93A69,var(--coral-2));transform:translateY(-2px);box-shadow:inset 0 0 0 2px #fff,0 0 0 4px #fff,0 8px 26px 8px rgba(255,255,255,.9)}
.s5mah-btn--ghost{background:rgba(255,255,255,.55);color:var(--ink);box-shadow:inset 0 0 0 2px var(--ink)}
.s5mah-btn--ghost:hover{background:#fff;color:var(--ink);transform:translateY(-2px);box-shadow:inset 0 0 0 2px var(--ink),0 8px 24px 6px rgba(255,255,255,.9)}
.s5mah-btn[disabled]{opacity:.65;cursor:progress;transform:none}

/* quote engine: a glass panel with a chrome rim on the water */
.s5mah-quote{background:linear-gradient(var(--glass-2),var(--glass-2)) padding-box,var(--rimgrad) border-box;border:3px solid transparent;border-radius:34px;padding:clamp(1.3rem,3vw,2.2rem);box-shadow:0 22px 44px -18px rgba(0,0,0,.4)}
.s5mah-quote h2{font-size:clamp(1.6rem,3vw,2.3rem)}
.s5mah-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem 1.4rem}
@media (max-width:560px){.s5mah-fields{grid-template-columns:1fr}}
.s5mah-field{display:flex;flex-direction:column;gap:.35rem;min-width:0}
.s5mah-field>span{font-size:1rem;font-weight:700;color:var(--ink)}
.s5mah-field input:not([type=radio]),.s5mah-field select,.s5mah-field textarea{font:inherit;color:var(--ink);background:#fff;border:2px solid var(--rim);border-radius:16px;min-height:48px;padding:.6rem .9rem;width:100%}
.s5mah-field textarea{min-height:9rem;resize:vertical}
.s5mah-field input:focus,.s5mah-field select:focus,.s5mah-field textarea:focus{outline:3px solid var(--dusk);outline-offset:2px;border-color:var(--dusk);box-shadow:0 0 0 5px #fff}
.s5mah-field--wide{grid-column:1/-1}
.s5mah-seg{display:flex;flex-wrap:wrap;gap:.6rem}
.s5mah-seg label{position:relative;display:inline-flex;border:0;padding:0;background:none;cursor:pointer;border-radius:999px;font-size:1.0625rem}
.s5mah-seg input{position:absolute;opacity:0;inset:0;width:100%;height:100%;margin:0;cursor:pointer}
.s5mah-seg label span{display:inline-flex;align-items:center;min-height:46px;padding:0 1.2rem;border-radius:999px;background:#fff;color:var(--ink);font-weight:600;border:2px solid var(--rim);transition:box-shadow .3s,background .3s}
.s5mah-seg label:hover span{box-shadow:0 8px 18px 3px rgba(255,255,255,.95)}
.s5mah-seg input:checked+span{background:linear-gradient(180deg,#3C4390,var(--dusk));color:#fff;border-color:#fff;box-shadow:0 0 0 3px var(--rim),0 8px 14px -6px rgba(0,0,0,.7);margin:0;padding:0 1.2rem;display:inline-flex}
.s5mah-seg label:has(input:checked){background:none;border:0}
.s5mah-seg input:focus-visible+span{outline:3px solid var(--dusk);outline-offset:3px}
.s5mah-note{font-size:1rem;color:var(--ink-2);margin:1rem 0 1rem;max-width:44rem}
.s5mah-status{margin-top:.8rem;font-weight:700;min-height:1.5em}
.s5mah-status[data-tone=error]{color:var(--alert)}
.s5mah-results{margin-top:1.6rem}
.s5mah-summary{display:flex;flex-wrap:wrap;gap:.3rem 1.4rem;align-items:baseline;margin-bottom:1rem;font-size:1.0625rem;padding-bottom:.7rem;border-bottom:2px solid var(--ink)}
.s5mah-result{display:grid;grid-template-columns:1fr auto;gap:.6rem 1.2rem;align-items:center;border:2px solid transparent;background:linear-gradient(#fff,#fff) padding-box,var(--rimgrad) border-box;border-radius:26px;padding:1rem 1.3rem;margin-bottom:.8rem}
.s5mah-result--best{background:linear-gradient(#FFF8EC,#FFF8EC) padding-box,linear-gradient(135deg,#F3C16F,#fff,#F6A9B8) border-box;box-shadow:0 0 0 3px var(--rim),0 8px 26px -2px rgba(255,255,255,.85)}
.s5mah-result strong{font-family:var(--head);font-size:1.125rem}
.s5mah-result small{display:block;color:var(--ink-2);font-size:1rem}
.s5mah-price{font-family:var(--head);font-size:1.9rem;font-weight:700;text-align:right;line-height:1;color:var(--ink);font-variant-numeric:tabular-nums}
.s5mah-price small{display:block;font-size:1rem;font-weight:600;text-align:right;margin-top:.3rem;color:var(--ink-2)}
.s5mah-tags{display:flex;flex-wrap:wrap;gap:.4rem;margin-top:.4rem}
.s5mah-tag{font-size:.9375rem;font-weight:700;padding:.1rem .75rem;border-radius:999px;background:#E6F6F3;border:1.5px solid var(--rim);color:var(--ink)}
.s5mah-tag--now{background:#FFE3E3;color:#8B1523;border-color:#C9505F;font-weight:800}
.s5mah-group{font-size:1.3rem;margin:1.6rem 0 .5rem}
.s5mah-applicant{margin:.4rem 0 1.2rem;border-color:transparent}
.s5mah-result .s5mah-btn{grid-column:1/-1;justify-self:start}
@media (min-width:640px){.s5mah-result{grid-template-columns:1fr auto auto}.s5mah-result .s5mah-btn{grid-column:auto}}
.s5mah-disclosure{font-size:1rem;color:var(--ink-2);border-top:2px solid rgba(31,35,80,.25);padding-top:.9rem;margin-top:1.2rem;max-width:none}
details.s5mah-more{margin-top:.5rem;font-size:1rem}details.s5mah-more summary{cursor:pointer;color:#86203F;font-weight:700;min-height:44px;display:flex;align-items:center}

/* tables */
.s5mah-table-wrap{overflow-x:auto;border-radius:26px;border:2px solid transparent;background:linear-gradient(rgba(255,255,255,.9),rgba(255,255,255,.9)) padding-box,var(--rimgrad) border-box;margin-top:1.2rem}
.s5mah-table{width:100%;border-collapse:collapse;font-size:1.0625rem;font-variant-numeric:tabular-nums}
.s5mah-table th,.s5mah-table td{padding:.8rem 1rem;border-bottom:1px solid rgba(31,35,80,.18);text-align:left}
.s5mah-table th{font-size:.9375rem;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--ink);background:none}
.s5mah-table thead{background:linear-gradient(90deg,#FFD9BA,#F8B6C0 60%,#BDD7F1)}
.s5mah-table tbody tr:last-child td{border-bottom:0}
.s5mah-table td:nth-child(2){font-weight:700}
.s5mah-rates-note p{max-width:44rem}

/* articles, faq, calculator */
.s5mah-article{max-width:46rem;margin-inline:auto}
.s5mah-article figure{margin:0 0 1.8rem}
.s5mah-article figcaption{font-size:1rem;color:var(--ink-2);margin-top:.5rem}
.s5mah-article img{border-radius:28px;border:4px solid #fff;box-shadow:0 0 0 2px var(--rim),0 16px 30px -12px rgba(0,0,0,.4)}
.s5mah-article h2{margin-top:1.6em}
.s5mah-sources{font-size:1rem;border-top:2px solid rgba(31,35,80,.25);padding-top:1rem;margin-top:2rem}.s5mah-sources ol{padding-left:1.3rem}
.s5mah-faq details{background:var(--glass-2);border:2px solid var(--rim);border-radius:24px;padding:.3rem 1.3rem;margin-bottom:.8rem}
.s5mah-faq details[open]{box-shadow:0 8px 22px -2px rgba(255,255,255,.8)}
.s5mah-faq summary{cursor:pointer;font-weight:700;font-family:var(--head);font-size:1.125rem;min-height:48px;display:flex;align-items:center;color:var(--ink)}
.s5mah-faq details p{margin:.2rem 0 1rem}
.s5mah-apply-shell{background:#fff;border:3px solid var(--rim);border-radius:28px;padding:1rem;min-height:600px}
.s5mah-apply-shell iframe{width:100%;border:0}
.s5mah-calc output{font-family:var(--head);font-size:2.1rem;font-weight:700;display:block;margin-top:.7rem;color:var(--ink);font-variant-numeric:tabular-nums}
.s5mah-calc{margin:1.4rem 0}

/* the "no exam" highlight inside the results */
.s5mah-noexam{background:linear-gradient(135deg,#FFF1DE,#FFDDE3 60%,#E1EEFB);border:3px solid var(--rim);border-radius:30px;padding:1.1rem 1.2rem .4rem;margin:0 0 1.6rem;box-shadow:0 8px 28px -2px rgba(255,255,255,.7)}
.s5mah-group--noexam{display:flex;flex-wrap:wrap;align-items:center;gap:.6rem;margin-top:0;font-size:1.3rem}
.s5mah-noexam-badge{display:inline-block;background:var(--dusk);color:#fff;font-size:.9375rem;letter-spacing:.08em;text-transform:uppercase;padding:.3rem .9rem;border-radius:999px}
.s5mah-noexam-note{margin-bottom:.9rem;color:var(--ink)}
.s5mah-result--noexam{background:linear-gradient(#fff,#fff) padding-box,linear-gradient(135deg,#7C8BCB,#fff,#F6A9B8) border-box}
.s5mah-tag--noexam{background:var(--dusk);color:#fff;border-color:var(--dusk)}
.s5mah-tag--usually{background:#EDE9FA;color:var(--ink);border-color:var(--rim)}
.s5mah-noexam-note+.s5mah-noexam-note{margin-top:1rem;padding-top:.9rem;border-top:2px dashed var(--rim)}

/* dusk: the why band, the azure after sunset */
.s5mah-dusk{background:linear-gradient(180deg,#272A5C 0%,#3C3470 70%,#5A3E7C 100%);color:#FFF1E4;padding:clamp(3rem,7vw,5.5rem) 0;position:relative}
.s5mah-dusk::before{content:"";position:absolute;left:0;right:0;top:0;height:6px;background:linear-gradient(90deg,#FFD9BA,#F6A9B8,#A8CDEE,#F6A9B8,#FFD9BA)}
.s5mah-why{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.4fr);gap:1.5rem clamp(2rem,6vw,5rem);align-items:start}
.s5mah-dusk h2{color:#fff}
.s5mah-dusk .s5mah-eyebrow{color:#FFD9BA;margin-top:.6rem}
.s5mah-dusk p{color:#FFF1E4}
.s5mah-dusk a{color:#FFD9A8}.s5mah-dusk a:hover{color:#fff}
.s5mah-dusk :focus-visible{outline-color:#FFD9BA;box-shadow:none}
.s5mah-why-text p{max-width:42rem;font-size:1.125rem}
.s5mah-hl{margin-top:1.6rem;padding-top:1.1rem;border-top:2px solid rgba(255,217,186,.5)}.s5mah-hl p{margin:0;max-width:none}
@media (max-width:900px){.s5mah-why{grid-template-columns:1fr}}

/* learn: four glass capsules */
.s5mah-learn{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.2rem 1.6rem;margin-top:1.6rem}
.s5mah-learn>a.s5mah-card{display:block;color:var(--ink);text-decoration:none;border-radius:34px;padding:1.5rem 1.7rem;transition:transform .3s,box-shadow .3s}
.s5mah-learn>a.s5mah-card h3{margin:0 0 .4rem;color:var(--ink)}
.s5mah-learn>a.s5mah-card p{margin:0;color:var(--ink-2)}
.s5mah-learn>a.s5mah-card:hover{transform:translateY(-4px);box-shadow:0 0 0 3px #fff,0 8px 30px 8px rgba(255,255,255,.9)}
.s5mah-learn>a.s5mah-card:hover h3{text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:.2em}
@media (max-width:700px){.s5mah-learn{grid-template-columns:1fr}}

/* footer: a line of fence posts on the shore, then dusk */
.s5mah-foot{position:relative;margin-top:3.4rem;background:linear-gradient(180deg,#272A5C,#1D2050);color:#FFF1E4;padding:2.6rem 0 2.2rem;font-size:1rem}
.s5mah-foot::before{content:"";position:absolute;left:0;right:0;bottom:100%;height:30px;
  background:repeating-linear-gradient(90deg,#272A5C 0 8px,transparent 8px 56px) 0 100%/100% 100% no-repeat,
   linear-gradient(#272A5C,#272A5C) 0 8px/100% 3px no-repeat,
   linear-gradient(#272A5C,#272A5C) 0 20px/100% 3px no-repeat}
.s5mah-foot-grid{display:grid;gap:1.6rem;grid-template-columns:2fr 1fr 1fr}
@media (max-width:700px){.s5mah-foot-grid{grid-template-columns:1fr}}
.s5mah-foot a{color:#FFD9A8;text-underline-offset:.2em}.s5mah-foot a:hover{color:#fff}
.s5mah-foot .s5mah-brand{display:inline-flex}
.s5mah-foot .s5mah-brand span{color:#FFE4C8;text-shadow:2px 2px 0 #F6A9B8,3px 3px 5px rgba(0,0,0,.4)}
.s5mah-foot nav a{display:flex;align-items:center;min-height:36px;margin-bottom:.1rem}
.s5mah-foot nav strong{display:block;margin-bottom:.4rem;letter-spacing:.08em;text-transform:uppercase;font-size:.9375rem;color:#fff}
.s5mah-foot p{color:#FFF1E4}
.s5mah-foot :focus-visible{outline-color:#FFD9BA;box-shadow:none}

/* reveal hooks stay visible */
[data-reveal]{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.s5mah-hero::before{animation:none}.s5mah-btn,.s5mah-mosaic img,.s5mah-learn>a.s5mah-card{transition:none}}